Employment Retirement Income Security Act (ERISA)
Long Term Disability Benefits and Your Employer's Insurance Plan
The Employee Retirement Income Security Act, referred to as ERISA, is an act that governs most long term disability claims filed under employers' group policies. Under policies that are governed by ERISA law, your rights and remedies in the claims and appeals process may be severely limited. If you have had your initial long term disability claim denied or are having problems receiving the benefits you are promised under your policy, you may be able to file a lawsuit in federal court to obtain the benefits that you deserve.
At Burke, Harvey & Frankowski, our attorneys provide people in the state of Alabama and the Southeast with experienced legal representation for ERISA claims and related long term disability matters. Our experience and knowledge of ERISA allows us to work to protect your benefit rights. After we have exhausted your administrative remedies and have not found a suitable resolution, we will also help you bring your ERISA claim to court.
Contact us at Burke, Harvey & Frankowski to schedule a free consultation and speak with one of our lawyers about your long term disability benefits and your ERISA claim.
ERISA Claims and Long Term Disability Benefits
If ERISA applies to your long term disability insurance policy, you have a full range of administrative remedies and legal rights that can be pursued in order to maximize your chances of successfully receiving benefits. Unfortunately, ERISA claims are also complex and disabled workers must prepare for hidden problems associated with these claims.
ERISA claims may be filed if you received less money than you should have for your disability, if the plan administrator argues that you were not employed at the time you became disabled, or if the insurer argues that you could work a different job. Fraud and bad faith insurance practices also account for some ERISA and disability claim denials. In filing these claims, it is important that all relevant information is taken into account.
This information includes work and medical information, including your medical records, and witness statements. After your administrative remedies are exhausted and litigation is necessary, these materials will be used in future considerations by the court. At our firm, we gather and evaluate all of these materials so that we are prepared for every stage of the ERISA claims process.
Contact Us to Speak With an Attorney
About ERISA Claims in Alabama and Elsewhere
For more information about ERISA claims and how we can help you get the benefits that you deserve, contact us at Burke, Harvey & Frankowski to schedule a free consultation. Our ERISA disability lawyers can provide the representation that you need. Call us at our Birmingham office at 205-588-4057 or toll free at 888-880-9046.