Appeal Your Denied Claim with Confidence
Experienced Long Term Disability Attorneys in Birmingham
A long term disability insurance policy is supposed to protect you in the event that you become disabled and unable to work for a lengthy period of time. Unfortunately, long term disability benefits can often be denied and can leave injured workers searching for remedies. Disability claim denials may be handed out due to incomplete information on an initial application, the definition of your injury changing from long term to short term disability or bad faith practices by insurance companies.
Regardless of the reason that you received a disability claim denial, you have legal remedies at your disposal. At Burke, Harvey & Frankowski, we can assist you in appealing the denial. Our lawyers have represented clients with long-term disability claims filed under ERISA as well as claims filed under non-ERISA disability policies. Before you are able to file a lawsuit, you must file an appeal in writing to the insurance company. This appeal must be done properly in order to ensure that your rights are protected. Our firm can guide you through the process of appealing your disability claim disability.
Contact us at Burke, Harvey & Frankowski in Birmingham, Alabama, if you have been denied long term disability benefits and wish to appeal the decision.
Disability Claim Denials
Disabled workers sometimes find they have had their claims denied for a variety of reasons. These reasons include:
- Decisions made by an insurance plan administrator that a worker is not sufficiently disabled
- Plan administrator does not agree with the degree of disability
- Plan administrator believes that the injuries qualify for short term, not long term, disability benefits
- Insurance company acts with bad faith practices by denying a legitimate claim or otherwise failing to live up their obligations
If you wish to appeal your denied claim, it is important that all essential evidence is evaluated during the appeal process, including doctor's reports that contain specific descriptions of your disability. At our firm, we can help you strengthen your claim by doing an evaluation of your situation and by obtaining statements from your employer and your doctors about your work limitations. When benefits are not granted, our firm can also represent you in federal or state court to secure your long term disability benefits.
Contact Us for a Free Initial Consultation and
Talk to an Attorney About Your Denied Claim
If you wish to appeal your denied claim, you need skilled and experienced representation to protect your interests. Contact us at the Birmingham, Alabama, law firm of Burke, Harvey & Frankowski. Call us for a free initial consultation at 205-588-4057 or toll free at 888-880-9046.